{"id":93,"date":"2008-01-31T00:20:51","date_gmt":"2008-01-31T05:20:51","guid":{"rendered":"http:\/\/www.samcarrara.com\/marketing\/wallet-based-values\/"},"modified":"2008-01-31T00:23:35","modified_gmt":"2008-01-31T05:23:35","slug":"wallet-based-values","status":"publish","type":"post","link":"http:\/\/www.samcarrara.com\/marketing\/wallet-based-values\/","title":{"rendered":"Wallet Based Values"},"content":{"rendered":"<p>What does your spending say about your <strong>values<\/strong>? <em>Where do your dollars, euros, pounds or other currency go?<\/em><\/p>\n<p>Make a list of where your money goes each month. Some common items can include:<\/p>\n<ul>\n<li>Mortgage or rent payment<\/li>\n<li>Food- groceries, snacks, restaurants<\/li>\n<li>Cars- loans, gas, maintenance<\/li>\n<li>Church, charities, organizations<\/li>\n<li>Medical &#038; dental care<\/li>\n<li>Knick knacks, etc.<\/li>\n<\/ul>\n<p>Now put an average dollars spent with each category. Which is your highest? Where can you cut costs if necessary? I hope it doesn&#8217;t show that your values are all about you. Invest in other both time and money. Someday you will need help from others. <em>Ask yourself the question<\/em>&#8211; If someone were to see my expenses without taking with me, would that reflect what I want them to think about me?<\/p>\n<p>This can also reveal if you can manage your money (or moving deeper into debt). Do you have a plan to get out of debt? Here are a few things to looks at to reduce expenses, increase income and help with debt:<\/p>\n<ul>\n<li>Try to make a little more money at your job. Hourly wage earners ask to work a few more hours. Salary personnel should ask their supervisor how they can move up the ranks to earn more.<\/li>\n<li>Get a second job. <font color=\"blue\">Be careful with your time, don&#8217;t let this take away from your relationship and quality time with your family.<\/font><\/li>\n<li>What can you get rid of? Sell it on Ebay, Craigslist, at a yard sale. This generates a little income and can clear a little clutter in your house.<\/li>\n<li>How many cars do you need? Family of two adults and 2-3 kids; do you really need three cars? Sell the extra one to save on the monthly payment, insurance and maintenance.<\/li>\n<li>Wait for the movie to come out on video. Renting it ($4, someplaces $1) versus in the theatre with popcorn for two adults ($25-$30 plus babysitter).<\/li>\n<li>What about your favorite possession- TV. What channels do you normally watch? Can you get by with the basic package instead of the Digital Premium Pack? (I have a bunny ears antenna that I bought for $30 a couple of years ago. We get the main networks and thats all we need.) If you miss a show, now most of them are available for online viewing for free, at least for the major networks.<\/li>\n<li>Learn an in demand hobby or skill. Then sell your services as a freelancer locally or sites like Elance or Guru.com.<\/li>\n<li>Cook dinner at home more instead of going out to eat.<\/li>\n<li>What can you do without for a few months?<\/li>\n<li>Do you have any reoccurring monthly bills\/charges that aren&#8217;t needed?<\/li>\n<\/ul>\n<p>For more tips check out: <a href=\"http:\/\/www.danburrell.com\/?p=502\">http:\/\/www.danburrell.com\/?p=502<\/a><\/p>\n<p><strong>Improve your finances and let it speak your real values,<br \/>\nSam Carrara<\/strong><\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>What does your spending say about your values? Where do your dollars, euros, pounds or other currency go? Make a list of where your money goes each month. Some common items can include: Mortgage or rent payment Food- groceries, snacks, &hellip; <a href=\"http:\/\/www.samcarrara.com\/marketing\/wallet-based-values\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[63,184,33],"class_list":["post-93","post","type-post","status-publish","format-standard","hentry","category-finances","tag-debt","tag-finances","tag-money"],"_links":{"self":[{"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/posts\/93","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/comments?post=93"}],"version-history":[{"count":0,"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/posts\/93\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/media?parent=93"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/categories?post=93"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.samcarrara.com\/marketing\/wp-json\/wp\/v2\/tags?post=93"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}